Do I need insurance for a trailer?

A trailer is essentially a motor vehicle and therefore you should take out Comprehensive Motor insurance to cover it.  This will cover any damage to the trailer itself in the event of an accident, and will also cover third party costs in the event of an at-fault claim.

For more information, or an obligation free quote, call the friendly professionals at Westralian Insurance, on (08) 9302 1388, or visit www.westralianinsurance.com.au

Business insurance for lawn mowers?

Business insurance for lawn mowers can also be referred to as trades insurance. The policies normally cover public liability and gardening equipment such as mowers and can often be extended to cover work vehicles.

If you've got your own lawnmowing business, or planning on purchasing one, chat to the friendly and knowledgeable professionals today!  Call Westralian Insurance on (08) 9302 1388 or visit www.westralianinsurance.com.au

Do I need insurance for my trailer?

Motor insurance is required for a road registered trailer, which can either be comprehensive, third party fire and theft or third party property damage only.

Often, trailers contain tools or other expensive, hard to replace items, so it pays to ensure they are also protected.

For more information or an obligation free quote, contact the friendly staff at Westralian Insurance.  Call (08) 9302 1388 or visit www.westralianinsurance.com.au

What are the insurance must-haves for bricklayers?

 

A bricklayer’s primary must-have policy is Public Liability, which covers third party personal injury or damage to property during the course of their manual labouring work. 

 

Bricklayers should also consider insuring their Tools of Trade anywhere in Australia.  A good Tools of Trade policy will include theft from the open air and theft from unattended motor vehicles which is a common occurrence in the construction industry.

 

Workers Compensation insurance must also be taken out for any bricklayers with employees.  Bricklayers should also include any sole trader subcontractors who work for them, under their Workers Compensation policy, as sole traders are not able to obtain Workers Compensation for themselves.

 

There's a lot to think about!  For more information, or an obligation free insurance review of your business, contact the knowledgeable and friendly staff at Westralian Insurance on (08) 9302 1388...or visit www.westralianinsurance.com.au

 

 

What insurance does a painter need?

A painter would need Public Liability as they are frequently coming into contact with the public so they are at risk of damaging third party property or injuring someone.

Tools of Trade insurance is also important to cover theft or loss of tools. Commercial Motor and Trailer insurance is common for painters.  Workers Compensation is also a legal requirement for any painters with employees or subcontractors.

For more information on business insurance for tradies of all shapes and sizes, contact the friendly professionals at Westralian Insurance.  Call (08) 9302 1388 or visit www.westralianinsurance.com.au