Sunday, 8 September 2019

What insurance do personal trainers need?
Public Liability is the most important type of insurance required by personal trainers.  They are constantly in contact with the public so claims for third party injury or property damage are a real possibility.  Workers Compensation is also a legal requirement for any personal trainers with employees.

If you're considering becoming a personal trainer, or have recently started your own personal training business, insurance is a must.  Call the friendly professionals at Westralian Insurance, who can assist in providing the right insurance solution for your business, on (08) 9302 1388, or visit

Tuesday, 27 August 2019

Do I need insurance for my home business?

A home business needs insurance like any other business.  You can still insure stock and business equipment at a home address, exactly the same as if it were a shop or an office.  You should also consider Public Liability if any members of the public come into your home.

You may be thinking of starting up a business from home, or perhaps it's time to revisit your current home business insurance policies.  The friendly, fully qualified team at Westralian Insurance would love to chat with you today!  They can answer any questions you have, and can provide an obligation free insurance quote, tailored to your needs.

Call Westralian Insurance today, on (08) 9302 1388, or visit

Wednesday, 14 August 2019

Do I need insurance for my photography business?
Public Liability insurance is a good idea as it protects you against claims for third party property damage or personal injury.  A General Property policy can also provide Australia-wide cover for your camera and photographic equipment.

Protect your livelihood with a complete, business solution from Westralian Insurance.  Call the friendly, fully qualified team today on (08) 9302 1388, or visit

Tuesday, 6 August 2019

Do I need insurance for my online business?

Online businesses require Public Liability insurance, just like physical retail and wholesale businesses.  Claims for third party property damage and personal injury can still be sustained by an online business.  Public Liability can also include Products Liability which is vital for any retail business, whether they sell from a store or online.  This covers third party property damage or personal injury caused by products.  As long as the insurer is aware that the business is an online one, then Products Liability cover can be provided for any goods sold via the internet.

If you've got small business insurance questions, we can answer them!  Call our friendly, knowledgeable team today on (08) 9302 1388 or visit

Wednesday, 24 July 2019

What are my small business insurance requirements?   

Small businesses with employees are required by law to take out Workers Compensation Insurance to cover those employees.  It is also highly advisable to insure all of the business assets such as stock, contents, glass, buildings etc. against accidental damage, storm and theft as a minimum.  Public Liability is also very important in order to cover any claims for third party property damage or personal injury.

Westralian Insurance is a small business, who understands small business.  If your business insurance is due for renewal, or you simply have insurance questions, call our fully qualified, friendly team today, on (08) 9302 1388 or visit

Wednesday, 3 July 2019

What is the best insurance for self-employed?

Income Protection is a very useful policy for self-employed sole traders that don’t qualify for Workers Compensation.  This covers your income in the event of illness or injury preventing you from being able to work.  It often covers up to 80% of your income paid either weekly or monthly, depending on the policy wording.  

The main way that Income Protection differs from Workers Compensation is that it does not have to be a work-related injury or illness in order for you to claim. However, medical expenses are not covered in the same way as Workers Compensation, only your ongoing income or wages are insured.  If you are thinking about taking out Income Protection it’s important to speak to a specialist insurance broker, who has the relevant licence to sell this type of insurance policy.

Westralian Insurance are here to help!  Call (08) 9302 1388 or visit for more information.