Wednesday, 3 April 2019


Do I need Professional Indemnity as a Limited company?
The requirement for Professional Indemnity insurance is mainly due to the type of work being undertaken, rather than the type of company or entity.  A Limited company may well require Professional Indemnity if their work is related to advice or design such as an architect, management consultant or insurance broker.

To chat with a qualified professional about Professional Indemnity cover for your business, call Westralian Insurance today on (08) 9302 1388 or visit www.westralianinsurance.com.au





Sunday, 17 March 2019

Do I need Public Liability for my online business?
Online businesses require Public Liability just like physical retail and wholesale businesses.  Claims for third party property damage and personal injury can still be sustained by an online business. 

Public Liability can also include Products Liability which is vital for any retail business, whether they sell from a store or online.  This covers third party property damage or personal injury caused by products. As long as the insurer is aware that the business is an online one, then Products Liability cover can be provided for any goods sold via the internet.

For more insurance advice you can trust, or an obligation free quote, call the friendly professionals at Westralian Insurance, on (08) 9302 1388, or visit www.westralianinsurance.com.au

Sunday, 24 February 2019

Your insurance questions answered: Do I need insurance for storage?It’s important to...

Your insurance questions answered: Do I need insurance for storage?
It’s important to...
: Do I need insurance for storage? It’s important to insure goods for their full replacement value whilst in storage. The insurers will ne...

Do I need insurance for storage?

It’s important to insure goods for their full replacement value whilst in storage. The insurers will need to know the full address, construction and security details of the premises where the goods are stored.  They will mainly be covered for fire, storm, theft and accidental damage.  Many insurers will also offer temporary removal of goods or goods in transit cover for the items if they are moved temporarily.

If you have goods stored or are thinking about doing so, ensure you have the right cover to protect them.  Call the Perth insurance professionals, Westralian Insurance, on (08) 9302 1388 or visit www.westralianinsurance.com.au




Tuesday, 5 February 2019


Can you get insurance for yoga teachers in Australia?

The important insurance policies for any type of teaching professions are Public Liability and Professional Indemnity.  Public Liability covers third party property damage and personal injury.  Professional Indemnity covers professional errors associated with wrongful advice.  Workers Compensation is also a legal requirement for any yoga teachers in Australia with employees.

If you're a small business and need some professional, up-to-date insurance advice, call Westralian Insurance on (08) 9302 1388 or visit www.westralianinsurance.com.au



Tuesday, 11 December 2018


Can I get insurance in another state?

Many Public Liability policies insurance brokers provide, offer Australia-wide cover so they allow you to work in any state or territory.  Workers Compensation policies arranged in WA will also allow cover for incidental trips interstate.

However, if the worker permanently resides in a state other than WA, then Workers Compensation must be arranged in that state. ('Permanently resides' means 6 or more months of the year).

For more answers to your insurance questions or for a free quote and insurance review, call the professional and helpful staff at Westralian Insurance on (08) 9302 1388, or visit www.westralianinsurance.com.au




Wednesday, 28 November 2018


Do I need insurance for my cleaner?

Your cleaner should have their own Public Liability insurance to cover any potential damage to your property.  However, they may not have Workers Compensation for themselves in the event of injury at your premises.  Many Home and Strata insurance policies can be extended to include Workers Compensation for domestic workers such as cleaners and gardeners, often at no additional cost.

For an obligation free quote teamed with friendly and knowledgeable service, call the team at Westralian Insurance on (08) 9302 1388, or visit www.westralianinsurance.com.au