Tuesday, 24 July 2018

Do I need insurance to practice reiki?

Reiki practitioners are in constant contact with the public and therefore public liability would be their biggest risk to insure.  Some reiki practitioners set up in shopping centres and they must have a minimum of $20 million public liability to work there.  If the reiki practitioner has a physical address from which they operate, they should consider a business package policy to cover contents, stock, glass and possibly business interruption to cover their income in the event of a claim.
Workers compensation is also a legal requirement for any reiki practitioners who have employees working for them.
If you're a small to medium business with an insurance question, Westralian Insurance can help!  Call us today on (08) 9302 1388 or visit www.westralianinsurance.com.au

Wednesday, 11 July 2018

What insurance do I need for my engagement ring?

An engagement ring can be insured under a home and contents policy, but may need to be specified depending on its value.  It should be insured both in and out of the home.  A good policy will offer worldwide cover, however some will restrict cover to Australia only.  You should always insure the ring for its full replacement value and review the value at renewal every year.
For  help answering queries about your items of value, both monetary and sentimental, ask the friendly and knowledgeable staff at Westralian Insurance.  Call today on (08) 9302 1388 or visit www.westralianinsurance.com.au