What is disability services insurance?

Disability services insurance refers to any type of insurance required by a disability services provider. This could be a mental health nurse, in-home carer or NDIS contractor.  Typical insurance policies required by workers in the disability care industry are Workers Compensation, Public Liability and sometimes Professional Indemnity.

If you work in the disability services field, it's important to ensure all of your insurance cover is up-to-date, to protect your business and any staff you may have.

If you've got questions, Westralian Insurance can help.  Call (08) 9302 1388, or visit www.westralianinsurance.com.au

What is Contractors Plant and Equipment insurance?

Contractors Plant and Equipment insurance is a specialised insurance policy covering equipment and machinery used by any type of contractor.  Mining and construction are typical industries in which Contractors Plant and Equipment insurance is popular. Items covered by this type of policy can vary, from small excavators and bobcats to large cranes and generators. Commercial vehicles such as Trucks and Prime Movers can usually be added to these policies and Public Liability is another common inclusion.

If you're considering this type of insurance for your business, chat with fully qualified, friendly team at Westralian Insurance today!

Call (08) 9302 1388, or visit www.westralianinsurance.com.au

What is allied health insurance?

Allied health insurance is a broad term that encompasses any type of insurance required by an allied health professional.  This is often Workers Compensation, Public Liability, Business Premises Insurance etc.  However, it may also refer to Professional Indemnity cover for allied health providers, also known as Medical Malpractice cover.

If you run an allied health practice, it's important to insure your valuable assets are fully covered.  Call Westralian Insurance today on (08) 9302 1388, or visit www.westralianinsurance.com.au for more information.

Business insurance for stock?

Stock insurance can be added to a business policy and should be identified separately to the other contents such as furniture, fit-out, fixtures and fittings. Some business policies allow the insured party to fluctuate the stock sum insured depending on the time of year and the amount of stock stored at the premises.

If you'd like to speak with someone about insuring stock within your business, Westralian Insurance can help.

Call the friendly professionals today on (08) 9302 1388, or visit www.westralianinsurance.com.au

Business insurance for mechanics?

The most important cover to include on a business insurance policy for mechanics, is Public Liability, to cover third party property damage and personal injury claims. Tools of Trade can also be included along with work vehicles.  A mechanic may also have a business premise and this type of policy is often referred to as Motor Trades insurance.  Buildings and contents cover can be included on a Motor Trades policy and cover can also be extended to customers’ vehicles whilst on the premises. Another common feature of such policies is a motor insurance extension allowing the insured party to drive customers’ vehicles for the purposes of testing or delivery.

For more information on insurance for your business, call the team at Westralian Insurance today, on (08) 9302 1388, or visit www.westralianinsurance.com.au

Business insurance for lawn mowers?

Business insurance for lawn mowers can also be referred to as trades insurance. The policies normally cover public liability and gardening equipment such as mowers and can often be extended to cover work vehicles.

If you've got your own lawnmowing business, or planning on purchasing one, chat to the friendly and knowledgeable professionals today!  Call Westralian Insurance on (08) 9302 1388 or visit www.westralianinsurance.com.au

Do I need business insurance for a home-based business?

Business insurance for a home-based business is similar to business insurance for shops, offices and business situations. Business equipment that would be excluded under a home insurance policy can be insured on a home-based business policy. Common items included on such policies would be stock for online sales and deliveries and contents of a home office. Public liability cover can also be included which would cover risks such as a member of the public visiting your home for business purposes and injuring themselves.

There are plenty of successful businesses running from home these days, so having the right insurance cover is crucial in safeguarding your business.

For a knowledgeable and friendly conversation with an insurance professional located in Perth, in real time, call Westralian Insurance.  Call (08) 9302 1388 or visit www.westralianinsurance.com.au today!