Tuesday, 2 August 2022

Business insurance for lawn mowers?

Business insurance for lawn mowers can also be referred to as trades insurance. The policies normally cover public liability and gardening equipment such as mowers and can often be extended to cover work vehicles.

If you've got your own lawnmowing business, or planning on purchasing one, chat to the friendly and knowledgeable professionals today!  Call Westralian Insurance on (08) 9302 1388 or visit www.westralianinsurance.com.au


Monday, 18 July 2022

Do I need business insurance for a home-based business?

Business insurance for a home-based business is similar to business insurance for shops, offices and business situations. Business equipment that would be excluded under a home insurance policy can be insured on a home-based business policy. Common items included on such policies would be stock for online sales and deliveries and contents of a home office. Public liability cover can also be included which would cover risks such as a member of the public visiting your home for business purposes and injuring themselves.

There are plenty of successful businesses running from home these days, so having the right insurance cover is crucial in safeguarding your business.

For a knowledgeable and friendly conversation with an insurance professional located in Perth, in real time, call Westralian Insurance.  Call (08) 9302 1388 or visit www.westralianinsurance.com.au today!

Sunday, 19 June 2022

Business insurance for cleaners?

Business insurance for cleaners, is similar to trades insurance for tradies.  Business insurance policies normally cover Public Liability and cleaning equipment, and can often be extended to cover work vehicles.

If you own a cleaning business, it's vital you have the right insurance in place, to protect your business, staff and yourself.

For more information, and an obligation free quote, call the friendly and knowledgeable team today, on (08) 9302 1388, or visit www.westralianinsurance.com.au



Sunday, 22 May 2022

Business insurance for tradies?

Business insurance for tradies is very similar to business insurance for other types of companies or individuals. Often referred to as 'trades packs', business insurance for tradies usually includes public liability, tools of trade and commercial motor vehicle insurance.

Westralian Insurance understands tradies.  Our dedicated team will assist with all your paperwork, provide fast Certificate of Currencies, and manage any claims.

For a tailor made business insurance solution for your business, call the friendly professionals today, on (08) 9302 1388, or visit www.westralianinsurance.com.au




Tuesday, 10 May 2022

What is an insurance cover note?

An insurance cover note is a formal document issued by an insurer, which acts as temporary cover in lieu of a full insurance policy. Insurance cover notes are common with motor insurance as they are ideal for newly purchased motor vehicles that require immediate cover. Insurance cover notes can expire or be cancelled by either party. Alternatively they can become a full 12 month insurance policy if required.


If you've got insurance questions, Westralian Insurance can help...and there's no automated phone system!  Call the friendly professionals today, on (08) 9302 1388, or visit www.westralianinsurance.com.au



Tuesday, 3 May 2022

What is an insurance excess?

An insurance excess, also known as a deductible, is the portion of a claim payable by the insured party.  

Most insurance policies will have an excess applicable when a claim is lodged, but every policy is different.

To understand your insurance obligations and ensure you have the best insurance policy including coverage, talk to the professionals at Westralian Insurance.

Visit www.westralianinsurance.com.au, or call the team on (08) 9302 1388 today!

Wednesday, 20 April 2022

What is an insurance policy?

An insurance policy is a contract between an insured party (a private individual or a business for example) and an insurance company.  The insured is agreeing to pay the insurer a premium in exchange for the insurer bearing the risk of loss on behalf of the insured, for a pre-agreed period of time (usually 12 months). 

The type of loss to be covered varies depending on the insurance policy, but can cover anything from motor vehicle and home damage, to defamation and litigation claims.

For more information on insuring your most precious business assets, contact the knowledgeable and friendly staff at Westralian Insurance.  Call (08) 9302 1388 or visit www.westralianinsurance.com.au today!