Do I need insurance to practice reiki?

Reiki practitioners are in constant contact with the public and therefore public liability would be their biggest risk to insure.  Some reiki practitioners set up in shopping centres and they must have a minimum of $20 million public liability to work there.  If the reiki practitioner has a physical address from which they operate, they should consider a business package policy to cover contents, stock, glass and possibly business interruption to cover their income in the event of a claim.

 

Workers compensation is also a legal requirement for any reiki practitioners who have employees working for them.

 

If you're a small to medium business with an insurance question, Westralian Insurance can help!  Call us today on (08) 9302 1388 or visit www.westralianinsurance.com.au

 

 

What insurance do I need for my engagement ring?

An engagement ring can be insured under a home and contents policy, but may need to be specified depending on its value.  It should be insured both in and out of the home.  A good policy will offer worldwide cover, however some will restrict cover to Australia only.  You should always insure the ring for its full replacement value and review the value at renewal every year.

 

For  help answering queries about your items of value, both monetary and sentimental, ask the friendly and knowledgeable staff at Westralian Insurance.  Call today on (08) 9302 1388 or visit www.westralianinsurance.com.au

 

 

 

 

 

What insurance do I need for my drone?

A drone should be insured for its full replacement value in the event of accidental damage or theft.  Public liability is also essential on any insurance policy covering a drone, as accidents involving third parties are common.

 

Westralian Insurance are here to answer any insurance related questions you have.  So why not give us a call today?  Call (08) 9302 1388 or visit www.westralianinsurance.com.au

What insurance does a carpenter need?

A carpenter’s primary must-have policy is public liability, covering third party personal injury or damage to property during the course of their work. T hey should also consider insuring their tools of trade anywhere in Australia.  A good tools policy will include theft from the open air and theft from unattended motor vehicles which is a common occurrence in the construction industry.

Workers compensation must also be taken out for any carpenters with employees.  Carpenters should also include any sole trader subcontractors who work for them under their workers compensation policy, as sole traders are not able to obtain workers compensation for themselves.

 

For user friendly advice and complete insurance solutions, call the team at Westralian Insurance on (08) 9302 1388...or visit www.westralianinsurance.com.au

 

 

What insurance do I need for a café?

The most important insurance for a café is a Business Package policy to cover the stock, contents, machinery and public liability risks.  Workers compensation is also a legal requirement for any cafes with employees. 

 

One of the most common types of claims with cafes is machinery breakdown, involving fridges, freezers and coffee machines, so it’s important to consider machinery breakdown cover on any policy arranged for a café.

 

Westralian Insurance would like to learn about your business!  Call our friendly, fully qualified team today on (08) 9302 1388, or visit www.westralianinsurance.com.au

Do I need insurance to practice reiki?

Public Liability insurance would be the most important policy to consider if you are practicing reiki, as you would be coming into regular contact with the public, and therefore claims for third party injury or property damage are possible.   Workers Compensation is also a legal requirement for any businesses with employees.

 

If you need help with your business insurance, or just have a question to ask, Westralian Insurance would love to hear from you!  Call our friendly and knowledgeable staff on (08) 9302 1388, or visit www.westralianinsurance.com.au

 

 

Do I need insurance on vacant land?

Property Owners Liability cover is important for those who own vacant land, as it covers claims for third party personal injury or property damage arising out of the land itself.

 

For example, if someone walks onto the land and injures themselves in some way, this could be a potential Property Owners Liability claim.

If you own vacant land, it's worth considering Property Owners Liability cover.  To learn more, contact the knowledgeable and friendly staff at Westralian Insurance.  Call today on (08) 9302 1388 or visit www.westralianinsurance.com.au