Business insurance for cleaners?

Business insurance for cleaners, is similar to trades insurance for tradies.  Business insurance policies normally cover Public Liability and cleaning equipment, and can often be extended to cover work vehicles.

If you own a cleaning business, it's vital you have the right insurance in place, to protect your business, staff and yourself.

For more information, and an obligation free quote, call the friendly and knowledgeable team today, on (08) 9302 1388, or visit www.westralianinsurance.com.au

Business insurance for tradies?

Business insurance for tradies is very similar to business insurance for other types of companies or individuals. Often referred to as 'trades packs', business insurance for tradies usually includes public liability, tools of trade and commercial motor vehicle insurance.

Westralian Insurance understands tradies.  Our dedicated team will assist with all your paperwork, provide fast Certificate of Currencies, and manage any claims.

For a tailor made business insurance solution for your business, call the friendly professionals today, on (08) 9302 1388, or visit www.westralianinsurance.com.au

What is an insurance cover note?

An insurance cover note is a formal document issued by an insurer, which acts as temporary cover in lieu of a full insurance policy. Insurance cover notes are common with motor insurance as they are ideal for newly purchased motor vehicles that require immediate cover. Insurance cover notes can expire or be cancelled by either party. Alternatively they can become a full 12 month insurance policy if required.

If you've got insurance questions, Westralian Insurance can help...and there's no automated phone system!  Call the friendly professionals today, on (08) 9302 1388, or visit www.westralianinsurance.com.au

What is an insurance excess?

An insurance excess, also known as a deductible, is the portion of a claim payable by the insured party.  

Most insurance policies will have an excess applicable when a claim is lodged, but every policy is different.

To understand your insurance obligations and ensure you have the best insurance policy including coverage, talk to the professionals at Westralian Insurance.

Visit www.westralianinsurance.com.au, or call the team on (08) 9302 1388 today!

What is an insurance policy?

An insurance policy is a contract between an insured party (a private individual or a business for example) and an insurance company.  The insured is agreeing to pay the insurer a premium in exchange for the insurer bearing the risk of loss on behalf of the insured, for a pre-agreed period of time (usually 12 months). 

The type of loss to be covered varies depending on the insurance policy, but can cover anything from motor vehicle and home damage, to defamation and litigation claims.

For more information on insuring your most precious business assets, contact the knowledgeable and friendly staff at Westralian Insurance.  Call (08) 9302 1388 or visit www.westralianinsurance.com.au today!

What happens if you don’t have business insurance?

If you don’t have business insurance, you are putting your business and your livelihood at serious risk.  Business insurance provides you with comfort in the knowledge that you have protection in the event of fires, storms, burglaries and many other potential risks.  Without it, you are trading without a safety net and effectively electing to 'self-insure'.  This means your own money and assets are on the line in the event of a loss involving the business.  Without adequate resources to cover such a loss, you may end up having to close the business.

For professional insurance advice and an obligation free quote for your business, call the fully qualified staff at Westralian Insurance, on (08) 9302 1388, or visit www.westralianinsurance.com.au

What is builders construction insurance?

Builders construction insurance is also known as contract works insurance.  It can provide a range of different benefits for a builder by covering tools, plant and materials on a construction site.  Public liability can also be included by most insurers, as well as hired-in plant and equipment.  The most common claims on builders construction insurance are theft of materials from site, and fire or storm damage.

If you're a builder and would rather be managing the construction instead of paperwork, call the friendly and knowledgeable team at Westralian Insurance.  We'll review your business risks and assets, and prepare a quotation which ensures you are fully covered.  Tailor made insurance for your business.

Call Westralian Insurance today, on 9302 1388, or visit www.westralianinsurance.com.au