Do I need insurance before settlement?

Most banks and mortgage companies require a Home Insurance policy to be in place prior to a residential property settlement, in order for the funds to be released.  The same is usually required for commercial property settlements.

If you're looking at purchasing a commercial property and require insurance, speak with the friendly professionals at Westralian Insurance.

Call (08) 9302 1388, or visit www.westralianinsurance.com.au

Do I need insurance for dropshipping?

Public and Products Liability insurance is important for any business involved in dropshipping. Workers Compensation is also a legal requirement for any dropshipping company that employs staff.

Dropshipping is a relatively new concept in the e-commerce world, so the friendly staff at Westralian Insurance are here to help.

Our fully qualified staff will take the time to understand how your business operates, what your risks may be, as well as your goals for the future, before finding the best insurance solution to meet your needs.

Call Westralian Insurance today, on (08) 9302 1388, or visit www.westralianinsurance.com.au

Do I need a broker for insurance?

Using a broker is a great idea when it comes to insurance, in the same way using a lawyer is a great idea for any legal matters.  Insurance brokers are experts in insurance and they can provide tailor-made insurance solutions for your business or assets.  Brokers can also advocate on your behalf in the event of a claim.  If these things are not important to you, for example if you only have personal assets to insure and not a business, then you can deal directly with an insurer.

However if they are, why not speak with a qualified insurance broker today?  The team at Westralian Insurance are here to help, so give them a call today, on (08) 9302 1388, or visit www.westralianinsurance.com.au

Do I need insurance to run a business from home?

Home insurance policies normally exclude business equipment, stock etc, so it’s important to arrange a separate Business Package policy for your home-based business.  Public Liability should also be included in case customers visit your home, as well as Products Liability for any products you manufacture and/or sell.  Workers Compensation is still a legal requirement for home-based businesses if they have employees.

If you're running a business from home, ensure you're fully protected by having an obligation free chat with the team from Westralian Insurance.

Call the team on (08) 9302 1388, or visit www.westralianinsurance.com.au

Do I need insurance to be a private carer?

Public Liability insurance is vital for private carers in order to cover any claims for third party property damage or personal injury, especially to those being cared for. Workers Compensation is also a legal requirement for any private carers with employees.

If you're a private carer and need some insurance advice, call the knowledgeable and friendly team at Westralian Insurance, on (08) 9302 1388...or visit www.westralianinsurance.com.au

Terms, conditions, limits and exclusions apply to the products referred to above. The information provided here is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these, having regard to the appropriateness of this advice, and the relevant Product Disclosure Statement, available by calling us on (08) 9302 1388, before deciding to acquire, or to continue to hold, this product.

Do you have to use an insurance broker?

No you can engage directly with an insurer in order to purchase an insurance policy if you wish. Although you then lose the benefit of having a broker handle your insurance and deal with the insurer on your behalf.

Insurance brokers also manage any claims you have, from start to finish and ensure the process remains as stress-free as possible.  Insurance brokers are there to act on your behalf, so you can get on with running your business.

Westralian Insurance is a general insurance broker, with an enthusiastic and passionate team, all fully qualified and with a broad range of knowledge and experience.

Westralian Insurance is here to help.  Call (08) 9302 1388 today, or visit www.westralianinsurance.com.au

Do I need insurance to teach yoga?

A yoga teacher with a studio needs a Business Package policy to cover the premises and contents. The policy should also include Public Liability to cover injury or property damage sustained by clients. Workers Compensation is also a legal requirement for any yoga teachers with employees.

For more advice and assistance with your small business insurance or an obligation free quote, speak with the knowledgeable, friendly professionals at Westralian Insurance.  Call (08) 9302 1388 or visit www.westralianinsurance.com.au