Do I need business insurance for a home-based business?

Business insurance for a home-based business is similar to business insurance for shops, offices and business situations.  Business equipment that would be excluded under a home insurance policy can be insured on a home-based business policy.  Common items included on such policies would be stock for online sales and deliveries and contents of a home office.  Public liability cover can also be included which would cover risks such as a member of the public visiting your home for business purposes and injuring themselves.

There are plenty of successful businesses running from home these days, so having the right insurance cover is crucial in safeguarding your business.

For a knowledgeable and friendly conversation with an insurance professional located in Perth, in real time, call Westralian Insurance.  Call (08) 9302 1388 or visit www.westralianinsurance.com.au today!

Do I need insurance to run a business from home?

Home insurance policies normally exclude business equipment, stock etc, so it’s important to arrange a separate Business Package policy for your home-based business.  Public Liability should also be included in case customers visit your home, as well as Products Liability for any products you manufacture and/or sell.  Workers Compensation is still a legal requirement for home-based businesses if they have employees.

If you're running a business from home, ensure you're fully protected by having an obligation free chat with the team from Westralian Insurance.

Call the team on (08) 9302 1388, or visit www.westralianinsurance.com.au