Do I need insurance to run a business from home?

Home insurance policies normally exclude business equipment, stock etc, so it’s important to arrange a separate Business Package policy for your home-based business.  Public Liability should also be included in case customers visit your home, as well as Products Liability for any products you manufacture and/or sell.  Workers Compensation is still a legal requirement for home-based businesses if they have employees.

If you're running a business from home, ensure you're fully protected by having an obligation free chat with the team from Westralian Insurance.

Call the team on (08) 9302 1388, or visit www.westralianinsurance.com.au

Do I need insurance to be a private carer?

Public Liability insurance is vital for private carers in order to cover any claims for third party property damage or personal injury, especially to those being cared for. Workers Compensation is also a legal requirement for any private carers with employees.

If you're a private carer and need some insurance advice, call the knowledgeable and friendly team at Westralian Insurance, on (08) 9302 1388...or visit www.westralianinsurance.com.au

Terms, conditions, limits and exclusions apply to the products referred to above. The information provided here is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these, having regard to the appropriateness of this advice, and the relevant Product Disclosure Statement, available by calling us on (08) 9302 1388, before deciding to acquire, or to continue to hold, this product.

Do you have to use an insurance broker?

No you can engage directly with an insurer in order to purchase an insurance policy if you wish. Although you then lose the benefit of having a broker handle your insurance and deal with the insurer on your behalf.

Insurance brokers also manage any claims you have, from start to finish and ensure the process remains as stress-free as possible.  Insurance brokers are there to act on your behalf, so you can get on with running your business.

Westralian Insurance is a general insurance broker, with an enthusiastic and passionate team, all fully qualified and with a broad range of knowledge and experience.

Westralian Insurance is here to help.  Call (08) 9302 1388 today, or visit www.westralianinsurance.com.au

Do I need insurance to teach yoga?

A yoga teacher with a studio needs a Business Package policy to cover the premises and contents. The policy should also include Public Liability to cover injury or property damage sustained by clients. Workers Compensation is also a legal requirement for any yoga teachers with employees.

For more advice and assistance with your small business insurance or an obligation free quote, speak with the knowledgeable, friendly professionals at Westralian Insurance.  Call (08) 9302 1388 or visit www.westralianinsurance.com.au

Do I need insurance to walk dogs?

Public Liability insurance is essential for any dog walking business, in order to cover claims for third party property damage and/or personal injury.

If you've got a small business, Westralian Insurance is here to help.  Our fully qualified, friendly team can assist with your business insurance requirements, understanding what insurance you may need and tailoring an insurance solution.

Call the team today on (08) 9302 1388, or visit www.westralianinsurance.com.au

 

Do insurance brokers sell insurance?

Yes, in a nutshell insurance brokers identify possible insurance solutions for clients, before sourcing insurance products from the market which are fit for purpose.  Insurance brokers then sell them onto their clients, providing ongoing business insurance advice, insurance cover adjustments as needed, and claim support.

Fully qualified insurance brokers remain abreast of regulations and legal obligations, as well as new products available to clients, and remain committed to ongoing client service.

Is it time to speak with an insurance broker about your business insurance?  For more information or an obligation free quote, call the friendly professionals at Westralian Insurance on (08) 9302 1388, or visit www.westralianinsurance.com.au

Do I need business insurance to sell on Amazon?

Businesses that sell on Amazon need a Public and Products Liability policy for the products they buy and sell.  They may also need a Business Package policy to cover stock if they take delivery of the stock at their own premises before sending to their customers.

If you have a home based business or sell direct to Amazon, you probably have some business insurance questions.  Westralian Insurance is here to help and ensure your precious assets are fully protected.  Call our friendly team today on (08) 9302 1388 or visit www.westralianinsurance.com.au