What happens if you don’t have business insurance?

If you don’t have business insurance, you are putting your business and your livelihood at serious risk.  Business insurance provides you with comfort in the knowledge that you have protection in the event of fires, storms, burglaries and many other potential risks.  Without it, you are trading without a safety net and effectively electing to 'self-insure'.  This means your own money and assets are on the line in the event of a loss involving the business.  Without adequate resources to cover such a loss, you may end up having to close the business.

For professional insurance advice and an obligation free quote for your business, call the fully qualified staff at Westralian Insurance, on (08) 9302 1388, or visit www.westralianinsurance.com.au

What is builders construction insurance?

Builders construction insurance is also known as contract works insurance.  It can provide a range of different benefits for a builder by covering tools, plant and materials on a construction site.  Public liability can also be included by most insurers, as well as hired-in plant and equipment.  The most common claims on builders construction insurance are theft of materials from site, and fire or storm damage.

If you're a builder and would rather be managing the construction instead of paperwork, call the friendly and knowledgeable team at Westralian Insurance.  We'll review your business risks and assets, and prepare a quotation which ensures you are fully covered.  Tailor made insurance for your business.

Call Westralian Insurance today, on 9302 1388, or visit www.westralianinsurance.com.au

What is workers compensation insurance?

Workers Compensation provides cover for medical expenses and loss of income in the event of work-related illness or injury.

If you have employees, Workers Compensation insurance is a legal requirement.

For more information or an obligation free quite, call the friendly professionals at Westralian Insurance on (08) 9302 1388, or visit www.westralianinsurance.com.au

Do I need insurance for my rental property?

Landlords insurance is very important for a rental property, in order to cover the building's and landlord's contents.  The tenant is required to insure their own contents. Landlords policies can also be extended to cover loss of rental income in the event of a claim.

If you have a rental property, get the right advice to ensure you are properly protected.  Call the friendly professionals at Westralian Insurance today, on (08) 9302 1388, or visit www.westralianinsurance.com.au

Do I need insurance for my trailer?

Motor insurance is required for a road registered trailer, which can either be comprehensive, third party fire and theft or third party property damage only.

Often, trailers contain tools or other expensive, hard to replace items, so it pays to ensure they are also protected.

For more information or an obligation free quote, contact the friendly staff at Westralian Insurance.  Call (08) 9302 1388 or visit www.westralianinsurance.com.au

Do I need insurance for an online store?

Whilst an online store doesn’t have a physical premise to insure, there are still other types of insurance to consider.  Public and products liability is still required for the products being sold online.  Stock insurance still applies if stock is kept at a warehouse or residential premises ready for delivery to customers.  Workers compensation is still a legal requirement for any business with employees, regardless of whether they operate from a physical location or online.

If you're managing an online store, it's important you're fully protected, with an integrated business insurance solution.

For the right advice, call the friendly professionals at Westralian Insurance today, on (08) 9302 1388, or visit www.westralianinsurance.com.au

Do I need insurance for my small business?

Small businesses require most of the same kinds of insurance that larger businesses require.  The most important are stock, contents, glass, machinery and public liability amongst others.  A small business with employees, is also required to have a valid Workers Compensation policy in place.

Navigating insurance for your small business can be challenging - Westralian Insurance is here to help.  Call our friendly, knowledgeable staff today on (08) 9302 1388, or visit www.westralianinsurance.com.au