What is workers compensation insurance?

Workers Compensation provides cover for medical expenses and loss of income in the event of work-related illness or injury.

If you have employees, Workers Compensation insurance is a legal requirement.

For more information or an obligation free quite, call the friendly professionals at Westralian Insurance on (08) 9302 1388, or visit www.westralianinsurance.com.au

Do I need insurance for my rental property?

Landlords insurance is very important for a rental property, in order to cover the building's and landlord's contents.  The tenant is required to insure their own contents. Landlords policies can also be extended to cover loss of rental income in the event of a claim.

If you have a rental property, get the right advice to ensure you are properly protected.  Call the friendly professionals at Westralian Insurance today, on (08) 9302 1388, or visit www.westralianinsurance.com.au

Do I need insurance for my trailer?

Motor insurance is required for a road registered trailer, which can either be comprehensive, third party fire and theft or third party property damage only.

Often, trailers contain tools or other expensive, hard to replace items, so it pays to ensure they are also protected.

For more information or an obligation free quote, contact the friendly staff at Westralian Insurance.  Call (08) 9302 1388 or visit www.westralianinsurance.com.au

Do I need insurance for an online store?

Whilst an online store doesn’t have a physical premise to insure, there are still other types of insurance to consider.  Public and products liability is still required for the products being sold online.  Stock insurance still applies if stock is kept at a warehouse or residential premises ready for delivery to customers.  Workers compensation is still a legal requirement for any business with employees, regardless of whether they operate from a physical location or online.

If you're managing an online store, it's important you're fully protected, with an integrated business insurance solution.

For the right advice, call the friendly professionals at Westralian Insurance today, on (08) 9302 1388, or visit www.westralianinsurance.com.au

Do I need insurance for my small business?

Small businesses require most of the same kinds of insurance that larger businesses require.  The most important are stock, contents, glass, machinery and public liability amongst others.  A small business with employees, is also required to have a valid Workers Compensation policy in place.

Navigating insurance for your small business can be challenging - Westralian Insurance is here to help.  Call our friendly, knowledgeable staff today on (08) 9302 1388, or visit www.westralianinsurance.com.au

What is a Certificate of Currency?

A Certificate of Currency is issued by your Insurer as proof that you have an active policy in place.  It is a document on Insurer letterhead, which outlines your cover and your policy period. In order to obtain a Certificate of Currency from your Insurer, the policy must be either paid in full or paid via monthly instalments.

A Certificate of Currency can only be issued once an insurance policy has been bound and paid for in full.  An insurance broker with the required binding authority can issue a Certificate of Currency on behalf of an insurer (called a Certificate of Insurance) as soon as payment for the policy has been received. Some brokers also offer Certificates of Insurance to their clients for a non-refundable deposit payment, typically around $100.

If you need a fast Certificate of Currency, Westralian Insurance can help.  Call our knowledgeable, fully qualified team today on (08) 9302 1388 or visit www.westralianinsurance.com.au

Does my business need terrorism insurance?

Terrorism, like cyber crime, can affect businesses of all sizes.  Many insurance policies automatically include Terrorism Insurance and include a levy for this. However, stand-alone Terrorism policies are also available and are particularly important for companies that operate globally.

If you're interested in learning more about terrorism insurance and whether it's right for your business, call the friendly, knowledgeable staff at Westralian Insurance today, on (08) 9302 1388, or visit www.westralianinsurance.com.au