What is small business insurance?

Small business insurance normally relates to Business Package insurance policies. These policies are a good way to cover off many of the risks facing small businesses, without having to set up separate cover for each item.  

These policies can include Public Liability, stock, contents, theft, glass, machinery breakdown, money and Business Interruption amongst others.  Costs vary depending on the covers required and the size of the sums insured under each section.

Now more than ever, it's time to ensure your business is fully insured.  The team at Westralian Insurance are fully qualified, and will take the time to understand your business and individual risks, resulting in a fully integrated insurance solution.

Call Westralian Insurance today, on (08) 9302 1388, or visit www.westralianinsurance.com.au

What is Business Interruption insurance?

Business interruption cover is designed to replace the income of a business in the event of a loss that renders them unable to trade.  It can be calculated on the turnover or gross profit of the business and it is usually triggered by a material damage claim such as a fire or storm, which prevents the business from trading temporarily.  The property damage claim is covered separately and the business interruption cover is usually engaged afterwards in order to replace the income caused by the interruption in normal trade.

If you have business insurance questions or need insurance, Westralian Insurance can help.  Our professional and friendly staff are full qualified and here to help.  Call (08) 9302 1388 or visit www.westralianinsurance.com.au