Tuesday, 28 May 2024

Who needs Professional Indemnity insurance?

Professional Indemnity insurance is essential for businesses and individuals that provide professional services or advice, such as consultants, lawyers, accountants, architects, engineers, IT professionals, and healthcare practitioners.  It's also commonly required for contractors, freelancers, and small businesses.

For many businesses, Professional Indemnity insurance is an absolute must-have, protecting their business and providing peace of mind.

For more information on insurance for your business, call the knowledgeable, professional team at Westralian Insurance on (08) 9302 1388, or visit www.westralianinsurance.com.au



Tuesday, 21 May 2024

Is Professional Indemnity insurance mandatory?

In some industries or for certain professions, Professional Indemnity insurance may be required by law or professional regulatory bodies.  Even if not mandatory, it is often a contractual requirement for businesses working with clients who want reassurance of protection against potential errors or negligence.

For more information on Professional Indemnity insurance and whether it's right for your business, contact the fully qualified team at Westralian Insurance.  Call (08) 9302 1388, or visit www.westralianinsurance.com.au



Monday, 13 May 2024

What is Professional Indemnity insurance?

Professional Indemnity insurance (PI insurance) provides coverage for businesses and professionals against claims of negligence, errors, or omissions in the services or advice they provide to clients.  It protects against financial losses incurred by clients or other third parties as a result of these mistakes.

For many working professionals, Professional Indemnity insurance cover should definitely be considered.  For more information and a confidential chat, contact the team at Westralian Insurance.  Call (08) 9302 1388, or visit www.westralianinsurance.com.au




Monday, 6 May 2024

Can I add additional insureds to my Public Liability policy?

Yes, many insurers allow you to add additional insured parties, such as clients, landlords, or event venues, to your public liability policy. This can provide them with coverage under your policy for claims related to your business activities.

If you've got insurance questions, Westralian Insurance has the answers!  Give the friendly, professional team a call today on (08) 9302 1388, or visit www.westralianinsurance.com.au

Sunday, 28 April 2024

Do I need Public Liability insurance if I work from home?

If your business involves interactions with clients, suppliers, or the public, even if it's based at home, public liability insurance is still recommended to protect against potential claims for injury or property damage that may occur on your premises or as a result of your business activities.

Even if you work from home, it's important you and your business are fully protected, with a tailor made insurance package and claims support at the ready. 

Call the friendly team at Westralian Insurance today, on (08) 9302 1388, or visit www.westralianinsurance.com.au



Sunday, 21 April 2024

Are there any exclusions or limitations to Public Liability insurance?

Common exclusions or limitations may include claims arising from deliberate acts, criminal activities, contractual liabilities not covered by the policy, and certain high-risk activities or locations.  It's essential to review your policy documents carefully to understand what is and isn't covered.

Our team at Westralian Insurance would love the opportunity to chat to you about your business insurance, and answer any questions you may have.  Our knowledgeable and fully qualified team know the questions to ask, to ensure your business is fully protected, as well as answer any questions or queries you may have.

Give Westralian Insurance a call today, on (08) 9302 1388, or visit www.westralianinsurance.com.au


Sunday, 14 April 2024

How can I lower the cost of Public Liability insurance?

You can lower the cost of Public Liability insurance by implementing risk management practices to reduce the likelihood of incidents, choosing a higher deductible (excess), and comparing quotes from multiple insurers to find the most competitive rates.

Westralian Insurance can help!  Give the team a call today and have an obligation free chat with our fully qualified insurance brokers.  They will take the time to understand your business, and strive to find the best insurance solution to meet your requirements, no matter what type, size or age of your business.

Give the team a call today, on (08) 9302 1388, or visit www.westralianinsurance.com.au