Tuesday, 7 February 2023

Do I need insurance to teach yoga?

A yoga teacher with a studio needs a Business Package policy to cover the premises and contents. The policy should also include Public Liability to cover injury or property damage sustained by clients. Workers Compensation is also a legal requirement for any yoga teachers with employees.

For more advice and assistance with your small business insurance or an obligation free quote, speak with the knowledgeable, friendly professionals at Westralian Insurance.  Call (08) 9302 1388 or visit www.westralianinsurance.com.au



Tuesday, 31 January 2023

Do I need insurance to walk dogs?

Public Liability insurance is essential for any dog walking business, in order to cover claims for third party property damage and/or personal injury.

If you've got a small business, Westralian Insurance is here to help.  Our fully qualified, friendly team can assist with your business insurance requirements, understanding what insurance you may need and tailoring an insurance solution.

Call the team today on (08) 9302 1388, or visit www.westralianinsurance.com.au



 

Wednesday, 18 January 2023

Do insurance brokers sell insurance?

Yes, in a nutshell insurance brokers identify possible insurance solutions for clients, before sourcing insurance products from the market which are fit for purpose.  Insurance brokers then sell them onto their clients, providing ongoing business insurance advice, insurance cover adjustments as needed, and claim support.

Fully qualified insurance brokers remain abreast of regulations and legal obligations, as well as new products available to clients, and remain committed to ongoing client service.

Is it time to speak with an insurance broker about your business insurance?  For more information or an obligation free quote, call the friendly professionals at Westralian Insurance on (08) 9302 1388, or visit www.westralianinsurance.com.au





Monday, 9 January 2023

Do I need business insurance to sell on Amazon?

Businesses that sell on Amazon need a Public and Products Liability policy for the products they buy and sell.  They may also need a Business Package policy to cover stock if they take delivery of the stock at their own premises before sending to their customers.

If you have a home based business or sell direct to Amazon, you probably have some business insurance questions.  Westralian Insurance is here to help and ensure your precious assets are fully protected.  Call our friendly team today on (08) 9302 1388 or visit www.westralianinsurance.com.au



Monday, 5 December 2022

Is it better to use a broker for insurance?

Using a broker is a great idea when it comes to insurance, in the same way using a lawyer is a great idea for any legal matters.  Insurance brokers are experts in insurance and they can provide tailor-made insurance solutions for your business or assets.  Brokers can also advocate on your behalf in the event of a claim.

If you're considering using an insurance broker for your business insurance, call the friendly, fully qualified team at Westralian Insurance.  

Call (08) 9302 1388, or visit www.westralianinsurance.com.au



 

Sunday, 27 November 2022

Do I need business insurance as a sole trader?

Sole traders need Business Insurance as much as a company needs Business Insurance. The risks to a sole trader are often exactly the same as those facing a company, so the way you set up your business should not affect your decision to take out Business Insurance, Public Liability or Workers Compensation.

If you're a sole trader and have insurance questions, Westralian Insurance can help!

Call the friendly professionals today, on (08) 9302 1388, or visit www.westralianinsurance.com.au



Sunday, 20 November 2022

Do I need business insurance if I work from home?

Home insurance policies normally exclude business equipment, stock etc., so it’s important to arrange a separate Business Package policy for your home-based business.  Public Liability should also be included, in case customers visit your home, as well as Product Liability for any products you manufacture and/or sell.

Getting the right business insurance cover can be a challenge for any small business, because there are often many factors to consider, as well as the life cycle of your business.

The team at Westralian Insurance are here to help.  Our fully qualified team take the time to get to know your business and requirements, before designing an integrated insurance solution for your business.

Call Westralian Insurance today, on (08) 9302 1388, or visit www.westralianinsurance.com.au