Should I have insurance for my allied health professionals?

If you run a business that employs allied health professionals, then Workers Compensation insurance to cover your employees is a legal requirement.  You should also consider Public Liability to cover any potential claims for third party property damage or personal injury.  This is particularly important if your employees provide in-home care services for vulnerable people.  Professional Indemnity cover or Medical Malpractice insurance should also be considered in order to cover any potential claims for professional negligence.

For more information and an obligation free quote, call the insurance professionals at Westralian Insurance.  Call (08) 9302 1388 today, or visit www.westralianinsurance.com.au

Should I have commercial motor insurance?

Commercial Motor insurance is required if your business owns and operates a vehicle for use, exclusively or partly by the company.  If the vehicle is registered in the business name and is used for the business, then a Private Motor Insurance policy is usually not suitable and therefore a Commercial policy should be arranged. A Commercial Motor insurance policy includes cover for both business and personal driving.

If you've got questions, Westralian Insurance can help.  Call our friendly and professional team today, on (08) 9302 1388, or visit www.westralianinsurance.com.au

Do I need corporate travel insurance?

Corporate Travel insurance should be considered if business travel is a common occurrence.  If the directors or employees engage in regular interstate and overseas travel specifically for business, then a Corporate Travel policy removes the need to arrange individual Travel insurance for each trip.

If you're looking for Corporate Travel insurance, give the team at Westralian Insurance a call, on (08) 9302 1388, or visit www.westralianinsurance.com.au

Do I need commercial motor fleet insurance?

If you run a business and operate five or more commercial vehicles, then a Commercial Motor Fleet policy should be considered.  The main benefit of having all of your vehicles on one policy, is easier administration for the business owner.  You have one policy with one renewal date covering all of your vehicles and drivers. The main drawback with a Commercial Motor Fleet policy is that a claim involving one vehicle affects the whole policy and therefore all the other vehicles on it.

There are many features and benefits to consider when looking at a commercial motor fleet policy, so it may be worth chatting with an insurance professional.  The fully qualified team at Westralian Insurance are here to help.  Call (08) 9302 1388 or visit www.westralianinsurance.com.au today!

What is disability services insurance?

Disability services insurance refers to any type of insurance required by a disability services provider. This could be a mental health nurse, in-home carer or NDIS contractor.  Typical insurance policies required by workers in the disability care industry are Workers Compensation, Public Liability and sometimes Professional Indemnity.

If you work in the disability services field, it's important to ensure all of your insurance cover is up-to-date, to protect your business and any staff you may have.

If you've got questions, Westralian Insurance can help.  Call (08) 9302 1388, or visit www.westralianinsurance.com.au

What is Contractors Plant and Equipment insurance?

Contractors Plant and Equipment insurance is a specialised insurance policy covering equipment and machinery used by any type of contractor.  Mining and construction are typical industries in which Contractors Plant and Equipment insurance is popular. Items covered by this type of policy can vary, from small excavators and bobcats to large cranes and generators. Commercial vehicles such as Trucks and Prime Movers can usually be added to these policies and Public Liability is another common inclusion.

If you're considering this type of insurance for your business, chat with fully qualified, friendly team at Westralian Insurance today!

Call (08) 9302 1388, or visit www.westralianinsurance.com.au

What is allied health insurance?

Allied health insurance is a broad term that encompasses any type of insurance required by an allied health professional.  This is often Workers Compensation, Public Liability, Business Premises Insurance etc.  However, it may also refer to Professional Indemnity cover for allied health providers, also known as Medical Malpractice cover.

If you run an allied health practice, it's important to insure your valuable assets are fully covered.  Call Westralian Insurance today on (08) 9302 1388, or visit www.westralianinsurance.com.au for more information.