What insurance do I need to be a private carer?

A private carer should have Public Liability insurance to cover damage to third party property, or injury to a third party.  Workers Compensation is also a legal requirement for any private carers with employees or subcontractors. 

It would also be a good idea to insure the directors or principals for their own work-related injuries or illnesses.  This can be done via Workers Compensation as a working director, or Income Protection/Personal Accident if the business is set up as a sole trader or partnership.

Understanding which insurance cover you need can be confusing, so talk to the friendly professionals today.  Call the team at Westralian Insurance on (08) 9302 1388, or visit www.westralianinsurance.com.au