What insurance do I need as a consultant?

Any business that consults or advises has a Professional Indemnity exposure. Wrongful advice and design errors are claims that would be excluded by a Public Liability policy but covered by Professional Indemnity.  

Examples of professions that would need Professional Indemnity insurance are solicitors, architects, management consultants and building surveyors.  All consultants should have Public Liability as well as Professional Indemnity in order to cover both types of claims.

For professional advice or a tailored insurance solution for your business, call Westralian Insurance on (08) 9302 1388, or visit www.westralianinsurance.com.au

Should my small business have cyber insurance?

Cyber attacks and hacking of computer systems is fast becoming one of the most common types of crime in the world. Small businesses are routinely targeted as they are seen as an easier target than larger companies with more robust IT systems. 

It would be highly advisable for any small business to take out cyber liability in order to cover increasingly common cyber claims such as hacking, privacy breaches and social engineering.

For more information on cyber insurance and whether it's right for your small business, call the friendly professionals at Westralian Insurance on (08) 9302 1388, or visit www.westralianinsurance.com.au

Does my small business need insurance?

Congratulations on owning your own business!  If there is a risk of loss and if that loss would cause you some level of financial difficulty, then it is certainly worth getting insurance to mitigate the risk.  

As a small business, you also have a legal requirement to take out Workers Compensation for any employees you have.  Small business insurance policies are often very well-priced so therefore well worth taking out before starting to trade.

For more information and professional insurance advice, call the friendly team at Westralian Insurance on (08) 9302 1388...or visit www.westralianinsurance.com.au