Sunday, 25 June 2023

Workers Compensation for small business?

Workers Compensation is a legal requirement for any small business with employees.

It's as simple as that.  If you have any employees, you must ensure you have Workers Compensation insurance.  If you don't, you'll risk being liable for costs under the legislation if one of your workers sustains a work related injury or disease.

For more information and an obligation free quote, call the friendly professionals at Westralian Insurance on (08) 9302 1388, or visit www.westralianinsurance.com.au


Sunday, 18 June 2023

Workers Compensation for contractors?

If a contractor is a sole trader, they cannot take out Workers Compensation cover for themselves. If they are a Pty Ltd company, then they can insure themselves as directors. It is a legal requirement for contractors to cover their employees and subcontractors for Workers Compensation.

If you're got a small business and have insurance questions, Westralian Insurance can help.  Call the friendly and professional staff at Westralian Insurance today, on (08) 9302 1388, or visit www.westralianinsurance.com.au





Monday, 5 June 2023

Workers Compensation for sole traders?

Sole traders can not cover themselves for Workers Compensation. However, it is a legal requirement for sole traders to cover their employees and contractors for Workers Compensation.

If you've got questions, Westralian Insurance can help.  Workers Compensation can be tricky to navigate for any small business, so give us a call today.  Call (08) 9302 1388, or visit www.westralianinsurance.com.au

Sunday, 21 May 2023

Workers Compensation for subcontractors?

It is a legal requirement for any company whether it’s a sole trader, partnership, trust or Pty Ltd company, to cover it’s subcontractors for Workers Compensation, if they do not have their own policies.

If you've got business insurance questions, Westralian Insurance can help!  Give our office a call today, and speak with one of our fully qualified, friendly staff. Call (08) 9302 1388, or visit www.westralianinsurance.com.au for more information.

Monday, 15 May 2023

Business insurance for gardeners?

Business insurance for gardeners usually comprises of Public Liability cover and Tools of Trade for hand tools, mowers etc.

Like any small business, it pays to speak with a fully qualified, insurance professional when if comes to arranging insurance for your gardening business.

An insurance broker will take the time to fully understand your business, including your needs and objectives.  Every small business is different, so a broker will tailor an insurance program to suit.

They'll also answer any questions you have, and manage any claims in the future.  

Westralian Insurance are here to help.  Call (08) 9302 1388, or visit www.westralianinsurance.com.au today!

Sunday, 7 May 2023

Business insurance for a café?

Business Insurance is vitally important for any cafe and will cover the stock and contents, along with theft/burglary and glass cover if required.  Machinery Breakdown is also a common cover on Business Insurance policies for cafes due to the many types of machinery they use such as fridges, coffee machines, freezers and cooking equipment.

If you're considering opening a cafe, or any food business, there are many business insurance decisions to make.  Call the friendly staff at Westralian Insurance and chat with a fully qualified insurance broker, who will take the time to understand your business.

Call (08) 9302 1388 today, or visit www.westralianinsurance.com.au



Monday, 1 May 2023

Business insurance for sole traders?

Sole traders usually require the same kind of insurance as Pty Ltd companies. Business Insurance for sole traders can cover any business assets such as tools of trade, along with Public Liability cover.

For more information on insurance for your business, call our friendly and knowledgeable team today, on (08) 9302 1388, or visit www.westralianinsurance.com.au