Do I need insurance for an online store?

Whilst an online store doesn’t have a physical premise to insure, there are still other types of insurance to consider.  Public and products liability is still required for the products being sold online.  Stock insurance still applies if stock is kept at a warehouse or residential premises ready for delivery to customers.  Workers compensation is still a legal requirement for any business with employees, regardless of whether they operate from a physical location or online.

If you're managing an online store, it's important you're fully protected, with an integrated business insurance solution.

For the right advice, call the friendly professionals at Westralian Insurance today, on (08) 9302 1388, or visit www.westralianinsurance.com.au

Does my online business need insurance?

Online businesses require Public Liability, just like physical retail and wholesale businesses.  Claims for third party property damage and personal injury can still be sustained by an online business.  Public Liability can also include Products Liability, which is vital for any retail business, whether they sell from a store or online.

This covers third party property damage or personal injury caused by products.  As long as the insurer is aware that the business is an online one, then Products Liability cover can be provided for any goods sold via the internet.  Stock and Business Contents stored at home or in a warehouse can also be covered under a Business Package policy.

If you're running an online business or considering starting up a side hustle, talk to the business insurance experts today!  Call the friendly team at Westralian Insurance today, on (08) 9302 1388 or visit www.westralianinsurance.com.au