Does my business insurance cover insurance contractors?

Business Package insurance policies often include Public Liability cover.  However, it’s common for the Public Liability cover to exclude claims by subcontractors. Independent contractors should take out their own Public Liability policies in order to avoid having a claim declined by a Principal’s Public Liability insurer. 

It’s possible to obtain cover for subcontractors under some policies but it usually requires referral to the insurer and often requires the subcontractors to be named on the policy by endorsement.

Westralian Insurance are your small business insurance brokers.  We take the time to fully understand your business and will provide a complete insurance solution.

To speak with one of our fully qualified insurance brokers today, call (08) 9302 1388 or visit www.westralianinsurance.com.au