What insurance do tradies need?

Tradies need Public Liability insurance, in order to cover claims for third party property damage and personal injury.  Some Public Liability policies can also be extended to provide Australia-wide cover for Tools of Trade.  Workers Compensation is a legal requirement for any tradies with employees or subcontractors.  

Some tradies may also need Builders Warranty if they work on residential construction projects valued at $20,000 or more.  Work vehicles, utes, plant and equipment can also be included on certain policies for tradies, or insured separately.

If you're a tradie and have insurance questions which need answering, we can help!  We'll take the time to review your business requirements, explain the different types of insurance available, and ensure you're fully covered, so you can get on with running your business.

Call our locally owned and operated office today, on (08) 9302 1388, or visit www.westralianinsurance.com.au

 

When should I get insurance? 

You should consider purchasing insurance as soon as practically possible.  If you are starting a business, you should put insurance in place before you start trading.  If you are purchasing a house or car or any business equipment, then you should insure the asset prior to purchase.  Purchasing an insurance policy should be a top priority on your to-do-list.  It’s too late to insure a house if it’s already on fire!

If you're looking to start your own business, you're bound to need insurance - to protect your most important assets and mitigate your business risks.

Chat with an insurance professional today.  Call Westralian Insurance on (08) 9302 1388 or visit www.westralianinsurance.com.au

 

Do I need insurance for my business?

If your business employs anyone, then Workers Compensation insurance is a legal requirement.  This covers replacement wages and medical expenses for an injured worker, in the event of a work-related injury or illness. 

Public Liability is also very important for businesses in order to cover claims for third party property damage or personal injury.  An injury or property damage allegation by a third party could be disastrous for a business that’s trading without Public Liability insurance. 

The physical assets of the business should also be insured under a Business Package policy which can cover contents, stock, theft, glass, machinery breakdown and business interruption amongst others.

Westralian Insurance is here to help, with fully qualified, professional and friendly staff, alongside a vast knowledge of the West Australian market.

Call Westralian Insurance today on (08) 9302 1388, or visit www.westralianinsurance.com.au