What insurance does a carpenter need?

A carpenter’s primary must-have policy is public liability, covering third party personal injury or damage to property during the course of their work. T hey should also consider insuring their tools of trade anywhere in Australia.  A good tools policy will include theft from the open air and theft from unattended motor vehicles which is a common occurrence in the construction industry.

Workers compensation must also be taken out for any carpenters with employees.  Carpenters should also include any sole trader subcontractors who work for them under their workers compensation policy, as sole traders are not able to obtain workers compensation for themselves.

 

For user friendly advice and complete insurance solutions, call the team at Westralian Insurance on (08) 9302 1388...or visit www.westralianinsurance.com.au