Do I need corporate travel insurance?

Corporate Travel insurance should be considered if business travel is a common occurrence.  If the directors or employees engage in regular interstate and overseas travel specifically for business, then a Corporate Travel policy removes the need to arrange individual Travel insurance for each trip.

If you're looking for Corporate Travel insurance, give the team at Westralian Insurance a call, on (08) 9302 1388, or visit www.westralianinsurance.com.au

Do I need commercial motor fleet insurance?

If you run a business and operate five or more commercial vehicles, then a Commercial Motor Fleet policy should be considered.  The main benefit of having all of your vehicles on one policy, is easier administration for the business owner.  You have one policy with one renewal date covering all of your vehicles and drivers. The main drawback with a Commercial Motor Fleet policy is that a claim involving one vehicle affects the whole policy and therefore all the other vehicles on it.

There are many features and benefits to consider when looking at a commercial motor fleet policy, so it may be worth chatting with an insurance professional.  The fully qualified team at Westralian Insurance are here to help.  Call (08) 9302 1388 or visit www.westralianinsurance.com.au today!

What is disability services insurance?

Disability services insurance refers to any type of insurance required by a disability services provider. This could be a mental health nurse, in-home carer or NDIS contractor.  Typical insurance policies required by workers in the disability care industry are Workers Compensation, Public Liability and sometimes Professional Indemnity.

If you work in the disability services field, it's important to ensure all of your insurance cover is up-to-date, to protect your business and any staff you may have.

If you've got questions, Westralian Insurance can help.  Call (08) 9302 1388, or visit www.westralianinsurance.com.au

What is Contractors Plant and Equipment insurance?

Contractors Plant and Equipment insurance is a specialised insurance policy covering equipment and machinery used by any type of contractor.  Mining and construction are typical industries in which Contractors Plant and Equipment insurance is popular. Items covered by this type of policy can vary, from small excavators and bobcats to large cranes and generators. Commercial vehicles such as Trucks and Prime Movers can usually be added to these policies and Public Liability is another common inclusion.

If you're considering this type of insurance for your business, chat with fully qualified, friendly team at Westralian Insurance today!

Call (08) 9302 1388, or visit www.westralianinsurance.com.au

What is allied health insurance?

Allied health insurance is a broad term that encompasses any type of insurance required by an allied health professional.  This is often Workers Compensation, Public Liability, Business Premises Insurance etc.  However, it may also refer to Professional Indemnity cover for allied health providers, also known as Medical Malpractice cover.

If you run an allied health practice, it's important to insure your valuable assets are fully covered.  Call Westralian Insurance today on (08) 9302 1388, or visit www.westralianinsurance.com.au for more information.

Business insurance for stock?

Stock insurance can be added to a business policy and should be identified separately to the other contents such as furniture, fit-out, fixtures and fittings. Some business policies allow the insured party to fluctuate the stock sum insured depending on the time of year and the amount of stock stored at the premises.

If you'd like to speak with someone about insuring stock within your business, Westralian Insurance can help.

Call the friendly professionals today on (08) 9302 1388, or visit www.westralianinsurance.com.au

Business insurance for mechanics?

The most important cover to include on a business insurance policy for mechanics, is Public Liability, to cover third party property damage and personal injury claims. Tools of Trade can also be included along with work vehicles.  A mechanic may also have a business premise and this type of policy is often referred to as Motor Trades insurance.  Buildings and contents cover can be included on a Motor Trades policy and cover can also be extended to customers’ vehicles whilst on the premises. Another common feature of such policies is a motor insurance extension allowing the insured party to drive customers’ vehicles for the purposes of testing or delivery.

For more information on insurance for your business, call the team at Westralian Insurance today, on (08) 9302 1388, or visit www.westralianinsurance.com.au