Do I need public liability insurance?

Most businesses should strongly consider Public Liability insurance!  It is especially important for any business that comes into regular contact with the public.  It covers third party property damage, and personal injury and indemnity limits typically range from $5 million to $20 million, with some larger companies even taking as much as $50 million Public Liability cover.  In today’s increasingly litigious society, it would be dangerous to run a business without any Public Liability insurance.  Premiums vary depending on the type of risk but can start from as little as $250.

 

Ensure your business is fully protected!  To speak with one of our fully qualified insurance brokers today, call (08) 9302 1388 or visit www.westralianinsurance.com.au now!

What insurance should I have as a landlord?

A landlord needs to protect their investment.  Your building sum insured needs to be an accurate replacement value of the building, including costs for removal of debris and associated professional fees such as architect costs.  You should also include some cover for contents which can include such items as carpets, curtains and landlords fixtures and fittings.

Finally, you need to ensure that your policy has some cover for Property Owners Liability.

Additional covers you can add to a Landlord policy are Loss of Rent, Rent Default and Theft by a tenant.

 

For more information and a free quote, call the friendly staff at Westralian Insurance on (08) 9302 1388, or visit www.westralianinsurance.com.au

 

 

Do I need travel insurance?

Travel Insurance is very important and should be considered carefully prior to any trip away from home.  It can cover many different types of claims ranging from lost baggage and cancelled flights, to hire car excesses and emergency medical procedures.   Policies can be arranged for a single trip, or you can take out an annual Travel Insurance policy to cover all your trips over a twelve month period.

 

Before you head away on your next business trip or well earnt holiday, contact the friendly and knowledgeable staff at Westralian Insurance.  Call (08) 9302 1388 or visit www.westralianinsurance.com.au